Checking

Select a product below:

Whether you are seeking a free checking account with no ATM fees, or a high yield account that makes your money work, we have an account that is just right for you. Plus, with free services such as Online Banking, Bill Pay, and e-Statements, Independence Bank makes it easy to track your finances anywhere, anytime. And if you have questions, we’re here to provide the answers.


Free Checking

When we say “free checking,” we mean it. Get everything you need from a checking account, without regular monthly fees. And there’s absolutely no minimum balance required to maintain your “free” status. And of course you’ll enjoy all the other free services our customers have access to.

Monthly Maintenance Fee: None

Minimum Daily Balance to Avoid Monthly Maintenance Fee: None

Minimum Required to Open: $100
 


* See Branch for additional information and details.  Free Checking offers many features free of charge. Fees such as wire transfer fees and NSF charges apply. If incurred, ATM fees credited to account by Independence Bank


Prime Plus 55 Checking

Independence Bank offers Prime Plus 55 Checking to customers ages 55 or older. The special account offers the same great features of our Free Checking Account option, but in addition, it pays a preferred interest rate.

Please see branch or call (888) 414-0500 for our current rates.

Monthly Maintenance Fee: None

Minimum Balance Requirement to Avoid Monthly Maintenance Fee: None

Minimum to Open: $100
 


* APY = Annual Percentage Yield.  Withdrawals of interest could reduce earnings and APY. Rate subject to change without notice, and may change after the account is opened. Fees could reduce earnings on an account.  See Branch for additional information and details.  Free Checking offers many features free of charge. Fees such as wire transfer fees and NSF charges apply. If incurred, ATM fees credited to account by Independence Bank


Interest Checking

Make your money work for you with the Interest Checking Account from Independence Bank. Earn a preferred interest rate with unlimited check writing and no ATM fees. A small monthly maintenance fee and a minimum balance are all that is required to start earning more.

Please see branch or call (888) 414-0500 for our current rates.

Monthly Maintenance Fee: $10

Minimum Balance Requirement to avoid Monthly Maintenance Fee: Monthly maintenance fee waived with average daily balance of $1,000, or if the combined average daily balance of all accounts is $5,000 or more.

Minimum to Open: $100
 


* APY = Annual Percentage Yield.  Withdrawals of interest could reduce earnings and APY. Rate subject to change without notice, and may change after the account is opened. Fees could reduce earnings on an account.  See Branch for additional information and details. If incurred, ATM fees credited to account by Indpendence Bank.  All regular service charges apply.