Business Services

Select a product from below:  

A hallmark of Independence Bank is convenience. As a business owner, we understand you have limited time to manage your company’s finances. Independence Bank’s business services can help you save time and manage your finances more effectively.

If you would like to learn more or add any services, contact any of our regional offices today.

Remote Deposit

Tired of constantly making trips to the bank to deposit checks? Remote Deposit from Independence Bank makes it easy. Using your Internet connection and computer, you can scan checks right from your desk with this innovative service.

Business Online Banking

Independence Bank’s Online Cash Management service allows business customers to manage cash flow more effectively, giving you more time to manage your business.  See account balances, set up account alerts, and more:


To learn more, view our demo or contact any of our Regional Offices to enroll.

Beth Loughry
VP, Electronic Banking
(949) 266-6048
Email Beth

24-Hour Telephone Banking

Independence Bank’s telephone banking system gives you access to your accounts whenever you need it. Check your balances, transfer funds between accounts, and get interim statements sent to you via fax. 24-Hour Telephone Banking: (888) 414-7221


Payment processing is a crucial aspect of any business operation. The faster customer payments reach your bank account, the better your cash flow.  Whether you are a small business owner handling payments yourself, or an employee responsible for accounts receivable, the time spent retrieving those payments and depositing them at the bank could be better spent on other functions.

Independence Bank’s LockBox Service provides speed and efficiency to businesses processing payments. Our Lockbox service offers your customers a convenient and secure way to make payments, and delivers funds from those payments to your business as quickly as possible.

How an Independence Bank LockBox Works:
Advantages of an Independence Bank LockBox:

Fast, efficient and secure, an Independence Bank LockBox reduces the amount of time it takes for money to reach your account. With improved cash flow, and timely reporting, your business can operate at its optimum level.

If you have any questions, or would like to take advantage of this service, one of our Business Banking Officers is available to assist you.

*The payments are picked up twice on Mondays and once each day the rest of the week.


Business Debit Card

Visa® Debit Cards / Instant Debit Cards

With a Independence Bank Visa® Debit Card for business, you can access your funds directly from your account through ATMs, Point of Sales (POS) and on a transactional basis wherever Visa® is accepted. Our customers may also make deposits or utilize their cards to transfer money from one linked account to another via the ATM.  Instant Debit Cards are available for new and existing customer.