Business Checking

Select a product below:

Independence Bank's business checking accounts were designed with the understanding that every business is unique. Whatever your size - whether you make 5 transactions per month or 500, we have an account that fits your business needs.

Essential additional services like Online Cash Management and Bill Pay can help you manage your cash flow more effectively. Our expert business bankers are ready to help you select the right plan for your business.


Freedom Business Checking

The Independence Bank Freedom Business Checking Account is an excellent option for a low-cost operating account. Freedom Business Checking includes 200 free paid or deposited items per month, with no direct deposit requirement. Take advantage of Business Online Banking for even more convenience and time-saving financial solutions.

Monthly Maintenance Fee: $10

Minimum Daily Balance to Avoid Monthly Maintenance Fee: Monthly maintenance fee is waived with an average daily balance of $5,000 or if the combined average daily balance of all accounts is $10,000 or more.

Minimum Required to Open: $100


See Branch for additional information and details.


PowerPack Business Bundle Checking

Looking for a value-packed bundle of business banking solutions - that includes checking and a money market account with a very competitive interest rate?  The PowerPack Business Bundle from Independence Bank is the answer for you.  With the PowerPack your business can realize over $750 in savings on our most popular business banking services and one of the best money market rates available in the market today!  Here's what is included with the PowerPack Business Bundle:

Monthly Maintenance Fee: $10

Minimum Daily Balance to Avoid Monthly Maintenance Fee:  Combined average balance of $25,000 in all accounts with minimum average balance of $10,000 in checking

Minimum Required to Open: $10,000

In order to qualify for PowerPack Business Bundle, all initial opening funds for both checking and money market accounts must be new funds deposited with Independence Bank and connot be transferred from any existing Independence Bank account.

Call or stop in at any of our regional office locations to see how the PowerPack Business Bundle can work for your business!


See Branch for additional information and details.


Business Interest Checking

You’re in business to make money. With an Independence Bank Business Interest Checking Account you’re adding one more tool to do just that. The balance that your sole proprietorship, partnership, or non-profit organization has on hand earns a competitive interest rate, adding to your business bottom line. In addition, through our Business Online Banking, you’ll be able to manage accounts payable at your convenience, right from your own desk.

Please see branch or call (888) 414-0500 for our current rates.

Monthly Maintenance Fee: $10

Minimum Daily Balance to avoid Monthly Maintenance Fee: Monthly maintenance fee is waived with an average daily balance of $5,000 or if the combined average daily balance of all accounts is $10,000 or more.

Minimum to Open: $100


Withdrawals of interest could reduce earnings and annual percentage yield (APY). Rate subject to change without notice, and may change after the account is opened. Fees could reduce earnings on an account. See Branch for additional information and details.